auto loans

Our low interest rate auto loans can help you get in the driver's seat!

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TERMS NEW, 1 & 2 YEAR OLD VEHICLES 3, 4 & 5 YEAR OLD VEHICLES 6 YEAR OLD VEHICLES 7 YEAR OLD VEHICLES 8 YEAR OLD VEHICLES
Up to 30 Months         10.00%*
Up to 36 Months       9.25%*  
Up to 42 Months     7.75%*    
Up to 48 Months   4.25%* May be extended to 54 Months if any two of the following loan products are purchased with the loan: MMP, GAP, Credit life and Credit disability insurance.
Up to 54 Months   4.99%* May be extended to 66 Months if any two of the following loan products are purchased with the loan: MMP, GAP, Credit life and Credit disability insurance.
Up to 60 Months          
Up to 66 Months 2.49%*      
Up to 72 Months 2.89%*

 

Up to 78 Months 2.99%* Available only if two of the following products are purchased with the loan: MMP, GAP, Credit life and Credit disability insurance.

Refinances available for vehicles up to 5 Years Old!**

2.00% below your current contract rate with maximums of 3.99% and minimums as listed as above for New, 1 & 2 year old vehicles. Cannot exceed remaining term on original contract. The Credit Union may, if approved by the Assistant Credit Manager and One Credit Manager offer members a rate .10% lower than and stated contract rate for a refinanced if the stated contract rate is equal to or lower than the minimum interest rate allowed under this policy. (i.e.) Member has a contract rate of 2.25% APR for 66 months, the credit union could offer to refinance the contract for 2.15% APR for the remainder of the original term.

2.00% below your current contract rate with maximums of 7.90% and minimums as listed as above for Three, Four & Five year old vehicles. Cannot exceed remaining term on original contract with a maximum term of 60 months.

*Annual Percentage Rate

**Vehicles currently financed with NAFT Federal Credit Union are NOT eligible for refinancing.

 

 

 

Loan Details

Effective: April 1 - May 31

Maximum Loan: Up to 100% financing including tax, title and licensing not to exceed NADA Retail Value.

Application Fee: $25.00

Other Information: Extended warranty plans available.
GAP insurance available

Members must qualify under standard credit union lending guidelines. Membership eligibility requirements apply. Comprehensive and collision insurance required with maximum deductibles of $1000-Comprenhensive and $1000-Collision.