auto loans

Our low interest rate auto loans can help you get in the driver's seat!

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TERMS NEW, 1 & 2 YEAR OLD VEHICLES 3, 4 & 5 YEAR OLD VEHICLES 6 YEAR OLD VEHICLES 7 YEAR OLD VEHICLES 8 YEAR OLD VEHICLES
Up to 30 Months         10.00%*
Up to 36 Months       9.25%*  
Up to 42 Months     7.75%*    
Up to 48 Months   4.50%* May be extended to 54 Months if any two of the following loan products are purchased with the loan: MMP, GAP, Credit life and Credit disability insurance.
Up to 54 Months   4.99%* May be extended to 66 Months if any two of the following loan products are purchased with the loan: MMP, GAP, Credit life and Credit disability insurance.
Up to 60 Months          
Up to 66 Months 2.69%*      
Up to 72 Months 2.89%*

 

Up to 78 Months 2.99%* Available only if two of the following products are purchased with the loan: MMP, GAP, Credit life and Credit disability insurance.

Refinances available for vehicles up to 5 Years Old!**

2.00% below your current contract rate with maximums of 3.99% and minimums as listed as above for New, 1 & 2 year old vehicles. Cannot exceed remaining term on original contract. The Credit Union may, if approved by the Assistant Credit Manager and One Credit Manager offer members a rate .10% lower than and stated contract rate for a refinanced if the stated contract rate is equal to or lower than the minimum interest rate allowed under this policy. (i.e.) Member has a contract rate of 2.49% APR for 66 months, the credit union could offer to refinance the contract for 2.39% APR for the remainder of the original term.

2.00% below your current contract rate with maximums of 7.90% and minimums as listed as above for Three, Four & Five year old vehicles. Cannot exceed remaining term on original contract with a maximum term of 60 months.

*Annual Percentage Rate

**Vehicles currently financed with NAFT Federal Credit Union are NOT eligible for refinancing.

 

 

 

Loan Details

Effective:June 1 - September 30

Maximum Loan: Up to 100% financing including tax, title and licensing not to exceed NADA Retail Value.

Application Fee: $25.00

Other Information: Extended warranty plans available.
GAP insurance available

NO PAYMENT FOR 90 DAYS: Available on New, One and Two Year Old Vehicles


Members must qualify under standard credit union lending guidelines. Membership eligibility requirements apply. Comprehensive and collision insurance required with maximum deductibles of $1000-Comprenhensive and $1000-Collision.