Our low interest rate auto loans can help you get in the driver's seat!
|TERMS||NEW, 1 & 2 YEAR OLD VEHICLES||3, 4 & 5 YEAR OLD VEHICLES||6 YEAR OLD VEHICLES||7 YEAR OLD VEHICLES||8 YEAR OLD VEHICLES|
|Up to 30 Months||10.00%*|
|Up to 36 Months||9.25%*|
|Up to 42 Months||7.75%*|
|Up to 48 Months||4.50%*||May be extended to 54 Months if any two of the following loan products are purchased with the loan: MMP, GAP, Credit life and Credit disability insurance.|
|Up to 54 Months||4.99%*||May be extended to 66 Months if any two of the following loan products are purchased with the loan: MMP, GAP, Credit life and Credit disability insurance.|
|Up to 60 Months|
|Up to 66 Months||2.69%*|
|Up to 72 Months||2.89%*||
|Up to 78 Months||2.99%*||Available only if two of the following products are purchased with the loan: MMP, GAP, Credit life and Credit disability insurance.|
Refinances available for vehicles up to 5 Years Old!**
2.00% below your current contract rate with maximums of 4.99% and minimums as listed as above for New, 1 & 2 year old vehicles. Cannot exceed remaining term on original contract. The Credit Union may, if approved by the Assistant Credit Manager and One Credit Manager offer members a rate .25% lower than and stated contract rate for a refinanced if the stated contract rate is equal to or lower than the minimum interest rate allowed under this policy. (i.e.) Member has a contract rate of 2.49% APR for 66 months, the credit union could offer to refinance the contract for 2.24% APR for the remainder of the original term.
2.00% below your current contract rate with maximums of 7.90% and minimums as listed as above for Three, Four & Five year old vehicles. Cannot exceed remaining term on original contract with a maximum term of 60 months.
*Annual Percentage Rate
**Vehicles currently financed with NAFT Federal Credit Union are NOT eligible for refinancing.
Effective:October 1 - January 31
Maximum Loan: Up to 100% financing including tax, title and licensing not to exceed NADA Retail Value.
Application Fee: $25.00
Other Information: Extended warranty plans available.
GAP insurance available
Members must qualify under standard credit union lending guidelines. Membership eligibility requirements apply. Comprehensive and collision insurance required with maximum deductibles of $1000-Comprenhensive and $1000-Collision.